2012 Exchange Traded Funds (ETF's) Recommended List
Suggestion for Equity Allocation:
27% Large Cap, 10% Mid Cap, 15% Small Cap, 20% Yield Oriented Investments, 8% Commodity and 20% International
|
Hypothetical FUNDS TO INVEST |
|
$1,000,00 |
GOAL |
GOAL |
|||
|
Percent |
Total |
Amount |
|||||
|
Symbol |
Style |
Allocation |
Amount |
per Fund |
|||
|
I Equity |
55% |
$550,000 |
GOAL $ |
||||
|
a) Large Cap: |
|
|
27% |
|
$148,500 |
||
|
Dividend ETFs |
SDY/DVY/VYM |
LG Blnd |
7.00% |
$38,500 |
|||
|
Vgard Div Growth |
VIG |
LG Blnd |
5.00% |
$27,500 |
|||
|
Vgard Total Market |
VTI |
LG Blnd |
5.00% |
$27,500 |
|||
|
S&P 500 Value |
IVE |
Lg Value |
5.00% |
$27,500 |
|||
|
Vgard/I shares growth |
VUG/IVW |
LG Growth |
5.00% |
$27,500 |
|||
|
27% |
|
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|
b) Mid Cap: |
|
|
10% |
|
$55,000 |
|
|
|
Mid Cap ETFs |
SCHM/VO |
Mid Blend |
4.00% |
$22,000 |
|||
|
SP Mid cap 400 growth |
IJK |
Mid Growth |
3.00% |
$16,500 |
|||
|
Vgard Mid cap Value |
VOE |
Mid Value |
3.00% |
$16,500 |
|||
|
10% |
|
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|
|
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|
c) Small Cap |
|
|
15% |
|
$82,500 |
|
|
|
Schwab/Vgard small cap |
SCHA/VB |
Small Blend |
3.00% |
$16,500 |
|||
|
Vgard Sm cap Growth |
VBK |
Small Growth |
3.00% |
$16,500 |
|||
|
SP Small cap 600 Growth |
IJT |
Small Growth |
3.00% |
$16,500 |
|||
|
SP small cap 600 value |
IJS |
Small Value |
3.00% |
$16,500 |
|||
|
Vgard small cap value |
VBR |
Small Value |
3.00% |
$16,500 |
|||
|
15.00% |
|
||||||
|
|
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|
d) International |
|
|
20.0% |
|
$110,000 |
|
|
|
Vgard Total Stock |
VT |
Intl Lg Blend |
3.00% |
$16,500 |
|||
|
Schwab Intl ETF/MSCI EAFE |
SCHF/EFA |
Intl Lg Blend |
4.00% |
$22,000 |
|||
|
INTL Dividend growers |
PID |
Intl Lg Blend |
3.00% |
$16,500 |
|||
|
SP Intl Dividend index |
DWX |
Intl Lg Value |
3.00% |
$16,500 |
|||
|
Ishared Int'l Dividend |
IDV |
Intl Lg Value |
2.00% |
$11,000 |
|||
|
MCSI EAFE Small Cap |
SCZ |
Intl Small |
2.00% |
$11,000 |
|||
|
Vgard/schw Emging mkts |
VWO/SCHE |
Emerging mkts |
3.00% |
$16,500 |
|||
|
20.0% |
|
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|
|
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|
e) Commodity |
|
|
8.0% |
|
$44,000 |
|
|
|
Commodity ETF |
GCC |
2.00% |
11,000 |
||||
|
Commodity ETF-Gold |
GLD/GDX |
2.00% |
11,000 |
||||
|
Global drillers |
IXC |
2.00% |
11,000 |
||||
|
Agricultural |
MOO |
2.00% |
11,000 |
||||
|
8% |
|
||||||
|
|
|||||||
|
f) Other: |
|
|
20.0% |
|
$110,000 |
|
|
|
MLP's- 7% yield |
FEN/AMLP/MLPN |
MLP Energy |
4.00% |
22,000 |
|||
|
Utility ETF-ave 5% yield |
XLU/UTG |
Utility ETF |
3.00% |
16,500 |
|||
|
Closed End high yielders |
DPO/EXG/ETW |
Equity- Sell Calls |
4.00% |
22,000 |
|||
|
Convertible preferred Etf |
CWB |
conf pref etf |
4.00% |
22,000 |
|||
|
Preferred share ETF |
PFF / PGF |
Preferred ETF |
5.00% |
27,500 |
|||
|
20% |
|
||||||
|
|
|||||||
|
Total Equity Funds |
|
|
100.0% |
|
$550,000 |
55% |
|
|
|
|||||||
|
|
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|
Percent |
Total |
Amount |
|||||
|
Symbol |
Style |
Allocation |
Amount |
per Fund |
|||
|
III Fixed Income |
45% |
$450,000 |
|
||||
|
|
|||||||
|
a) Short term - 45% conservative: |
|
45.0% |
|
$202,500 |
|
||
|
Cash includes mint |
5.00% |
$22,500 |
|||||
|
CDS |
35.00% |
$157,500 |
|||||
|
Vgard Short term bond ETF |
BSV |
5.00% |
$22,500 |
||||
|
45% |
|
||||||
|
|
|||||||
|
b) Interrm. Term/Total return/GNMA |
|
15.0% |
|
$67,500 |
|
||
|
Pimco Total Return |
PTTDX |
4.00% |
$18,000 |
||||
|
Vgard Bond Fund ETF |
BND |
4.00% |
$18,000 |
||||
|
Vgard Intermediate bond ETF |
BIV |
4.00% |
$18,000 |
||||
|
Metropolitan Total Return |
MWTRX |
3.00% |
$13,500 |
||||
|
15% |
|
||||||
|
|
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|
c) Inflation protected |
|
|
5% |
|
$22,500 |
|
|
|
Inflation protected TIP bond |
TIP |
2.5% |
$11,250 |
||||
|
Schwab Inflation prot. ETF |
SCHP |
2.5% |
$11,250 |
||||
|
5% |
|
||||||
|
|
|||||||
|
d) Corporate /High yield Bonds |
|
25% |
|
$112,500 |
|
||
|
TCW Total Return |
TGMNX |
3.00% |
$13,500 |
||||
|
Corporate short term ETFs |
VCSH/JFP/BTZ |
8.00% |
$36,000 |
||||
|
Corporate Intermediate ETFs |
VCIT/LQD/CIU |
8.00% |
$36,000 |
||||
|
High Yield closed end fund |
HYI/JNK |
3.00% |
$13,500 |
||||
|
Metropolitan high yield |
MWHYX |
3.00% |
$13,500 |
||||
|
25.0% |
|
||||||
|
|
|||||||
|
e) International bonds/closed end funds/ETFs: |
10.00% |
|
$45,000 |
|
|||
|
Loomis global bond |
LSGLX |
2.50% |
$11,250 |
||||
|
Emerging Market debt |
EMB |
2.50% |
$11,250 |
||||
|
Emerging Market Local debt |
ELD |
2.50% |
$11,250 |
||||
|
Emerging market currency |
CEW |
2.50% |
$11,250 |
||||
|
10.0% |
|
||||||
|
|
|||||||
|
Total Fixed Income |
|
|
100.0% |
|
$450,000 |
45% |
|
|
|
|||||||
|
Total Equity & Fixed Income |
$1,000,000 |
$1,000,000 |
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